If you’ve been involved in a car accident in Pittsburgh, it’s highly advisable to seek assistance from a Pittsburgh car accident attorney. You’re likely eligible to receive compensation right now. As this overview will explain, your odds of securing the compensation you deserve may be greater if you have representation from a qualified lawyer.
Understanding Pennsylvania’s No-Fault Car Accident Laws
Pennsylvania uses the no-fault car accident system. This means each driver’s own insurance company pays for their damages and injuries when a car accident occurs. This is the case even if one driver definitely caused the accident. regardless of who caused the accident.
Under the no-fault system, drivers must carry personal injury protection (PIP) coverage. This coverage provides medical benefits and lost wages to drivers and passengers involved in car accidents.
Because it is mandatory, PIP coverage is included in every car insurance policy in Pennsylvania. The law requires minimum coverage of $5,000, but drivers can choose to purchase higher limits if they wish.
The PIP system typically prohibits a driver from suing another driver for pain and suffering unless their injuries are severe enough to meet certain criteria established under Pennsylvania law. However, a victim may have the right to sue another driver who caused their accident if they sustained a “serious injury.” This may be an injury resulting in death, serious impairment of body function, or permanent disfigurement. A victim can sue the at-fault driver for pain and suffering, in addition to their PIP benefits, if their injuries meet this threshold.
Reasons to Hire a Pittsburgh Car Accident Attorney
Determining whether your injuries are severe enough to warrant filing a claim or lawsuit against the negligent party who caused your accident may require a thorough understanding of Pennsylvania’s car accident laws. This is one of many reasons to strongly consider reviewing your case with a Pittsburgh car accident attorney. They can explain whether you have justification to take further legal action after receiving compensation from your own insurance.
If this is an option, your lawyer can also assist you by:
- Identifying the liable parties
- Gathering evidence proving negligence
- Determining approximately how much compensation you may deserve
That said, if your injuries aren’t particularly serious, you might wonder if taking your case to a Pittsburgh car accident lawyer is worth your time, as you’ll likely only be receiving compensation for your PIP. Even in these circumstances, it can be very helpful to work with a legal expert.
This is because an insurance company may not always prioritize your best interests. Yes, they may technically be your insurer, but you must consider that insurance is a business, and thus, insurance adjusters may try to settle your claim quickly and for as little money as possible, even if this means offering less compensation than you may be eligible for.
No lawyer can promise you will receive a specific amount of money. This is unethical. However, at Shenderovich, Shenderovich & Fishman, a Pittsburgh car accident attorney can and will fight for the full amount of compensation you deserve. Contact us online to learn more.